Building houses will help you to avoid the waste of energy once you make the right choices. Wooden houses consume a lot of firewoods, they are not efficient enough.
This is not the case of stone houses that are less energy-consuming, and that are the right choice to make.
In the Colonial Charter mod, the houses can be converted into Country House, Nice Country House, Fancy Country House, to accommodate families of 6-7 people. It will then require some materials to be able to do the upgrades.
Space the houses with one square, so that the fire do not spread too quickly. Put stone roads between them, to speed the passage of workers. Do not forget to add a well not too far.